Health Benefits

Accidental Death & Dismemberment

The Accidental Death and Dismemberment (AD&D) benefit covers you 24 hours a day, anywhere in the world, for specified accidental losses occurring on or off the job. If you suffer any of the losses listed in the Schedule of Losses shown in the AD&D section of the Health Benefits Plan booklet as the result of an accidental injury resulting directly and independently of all other causes and the loss occurs within 365 days of the date of the accident, the benefits indicated in the Booklet will be paid. 

For full details on this benefit, including the current benefit level, please refer to the Accidental Death & Dismemberment section of the Health Benefits Plan booklet.

How to File a Claim

The Administrator should be advised when a loss occurs. The Administrator will then send the member or beneficiary the proper claim forms for completion. In the case of accidental death, a death certificate will be required.

Questions on completing the forms can be directed to the Administrator.

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